A total of 313,767 homes were either damaged or destroyed in CALABARZON, MIMAROPA and Region V after the onslaught of Typhoon Nina last December 25, 2016 according to the updated situation report released by the National Disaster and Risk Reduction Management Council (NDRRMC). Based on the post-disaster needs assessment (PDNA) conducted by the NDRRMC, more than 27% out of the total 313,767 destroyed units, or 85,229 homes were totally damaged, while 228,538 were partially damaged. [Read: NDRRMC Situation Report on the Preparedness Measures and Effects of Typhoon "Nina" (I.N. Nock-Ten).]
The hardest-hit was Camarines Sur, Region V where a total of 137,779 homes were either completely or partially destroyed. The region also recorded the highest number of damaged houses, which makes up more than seventy percent (74%) of the reported total housing damages due to Typhoon Nina.
In response, the Housing and Urban Development Coordinating Council (HUDCC) and the Key Shelter Agencies (KSAs) provided assistance to the typhoon victims as part of the government’s collective immediate response and to help the families recover from the aftermath of Typhoon Nina.
The Home Development Mutual Fund (HDMF/Pag-IBIG) earmarked P6 Billion for calamity loan assistance to its members in the provinces of Albay, Catanduanes, Camarines Sur, Batangas, Marinduqe, Quezon, and the municipalities of Naujan, Puerto Galera, Baco, San Teodoro, Pola and Calapan City in Oriental Mindoro, which have been declared by their respective LGUs in a state of calamity.
The Pag-IBIG Calamity Loan is also available to eligible members living in the municipalities of Jipapad, Maslog, Oras, Dolores, Canvid, Taft, Sulat, Arteche, San Policarpio and all of Eastern Samar, which were likewise declared under the state of calamity. Members may avail of a loan up to 80% of their total accumulated savings, at an annual interest rate of 5.95%, the lowest in the market. To qualify, members must have at least 24 monthly contributions, and must not be in default in their payments of their Pag-IBIG Housing Loan or Multi-Purpose Loan, if they have these. Calamity loan applicants must submit an application form and two valid IDs, with at least one bearing an address showing that they reside in the area declared under state of calamity. [READ: Frequently Asked Questions on the HDMF Calamity Loan Application.]
Last January 23, HDMF also distributed home materials assistance to 125 families affected by the typhoon in Pasacao, Camarines Sur. Each family received 10 galvanized iron (GI) sheets as they start to repair/rebuild their damaged homes.
The Home Guaranty Corporation (HGC) gave a P100, 000 check to the local government unit (LGU) of Buhi, Camarines Sur as an additional support to the LGU’s immediate relief activities for its 7,886 affected families.
In support, the National Home Mortgage Finance Corporation (NHMFC) imposed a six-month moratorium on housing loan payments for its borrowers who were affected by the typhoon. According to reports from NHMFC’s satellite office, roughly 1,050 accounts were severely affected: Bicol (800); Quezon (50); and MIMAROPA (200).
HDMF, HGC and NHMFC, together with the National Housing Authority (NHA), Social Housing Finance Corporation (SHFC) and the Housing and Land Use Regulatory Board (HLURB), are the six key shelter agencies (KSAs) under the administrative supervision of HUDCC.***